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Summary Plan Descriptions (SPD)

The Summary Plan Descriptions (SPD) contain a general description of the retirement benefits provided under each Plan.

According to UMPERSA Regulations, the SPDs are updated and prepared every 5-years. Current publications are dated November 28, 2016.

The Plan Document may be amended from time-to-time. A Summary of Material Modifications (SMM) is issued at the end of each fiscal year if changes were made to the Plan Document and SPD. These notices inform you of changes to the Plan. All SMMs should be read carefully in conjunction with the SPD.

There are No Summary Description of Material Modifications (SMM) available at this time.

You should contact the ERS if you have any questions or would like to request a hard copy of the SPD or SMM.